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Getting back to green: economic recovery after injury

Personal injury can seriously impair your personal finances. Injuries can upend all areas of life, including your career and finances. While much focus is given to physical recovery, financial recovery is crucial as well.

Your financial situation can tie into your mental and emotional recovery and, in turn, your physical recovery. Here are some tips for getting back to green after a personal injury:

Consider a new line of work

An injury may make you unable to return to your past line of work (if it’s too unsafe or demanding). This can be very frustrating, especially if you were very passionate about your previous line of work or if you have been very successful in your career. However, there are other career possibilities ahead that may be better suited to you post-injury.

You may even find a new career that you love even more. If you’re able to work in any capacity it can do more than bring you increased financial stability and momentum. Working can also give you a new sense of identity, personal achievement, social contacts, skills development and a sense of structure—all of which can help with your mental health and in turn your physical health.

Ask for help

If you have family or friends that would be able to help you financially consider asking them for help. You might be surprised by their willingness to help, especially if they have seen the effects of a personal injury on your life.

Budget wisely

Recovering from injury can tighten up your finances. Budgeting is vital and can reduce risk of debt or insolvency. If this task seems monumental, ask for help from a family member or friend. Find unnecessary expenses, that you made prior to injury, and eliminate these.

Budgeting creates a solid financial basis for later success. It’s important, when budgeting, to assess your needs and wants differently and to be ruthless and honest with yourself and your finances.

Get legal help

If you’ve been injured, damages may be owed to you. It’s crucial to ask for legal help. A personal injury lawyer can help you to navigate the best course of action. Further to this, they will be able to get you more money than an independent inquiry. These extra funds can be critical for seeing you through recovery.

If you have been injured, and need legal assistance, call #1000 on your cell phone for free. We will offer you a free claim assessment. Find out what you’re owed and start your journey back to green.

July 13, 2018 Uncategorized

How to be safe on a jog

Summer jogging is a great way to stay fit without shelling out big bucks on a gym membership. It’s also a great way to see more of your neighbourhood. Many areas of Ontario have jogging trails and paths of varying length and incline.

Staying safe on a jog, however, can be a challenge. By following some safety steps, you can greatly reduce your risk of injury while on a run. You might not know about many of the safety risks you could face while jogging. Here are some helpful tips on staying safe on a jog.

1. Bring some basics

When disaster happens, be it injury or crime, what you’re carrying can be vital and even save a life. Bringing a phone with you on a jog can mean a way to call for help. A phone can also be a map if you’re lost. Carrying some form of identification can come in handy in case of an emergency.

Other basics for jogs include water, keys, a whistle and even mace (if jogging in a wild or unsafe area). Much of this depends on when you’re jogging, how long the jog is and where it’s happening. It’s always good to be overprepared rather than underprepared.

2. Don’t jog alone

Bringing a jogging buddy can greatly reduce the risk of injury. Wild animals are less likely to attack, and someone may think twice about committing a crime if it’s double the risk. Bringing another jogger also means that if injury happens there is someone to call for help, give a statement and ensure immediate danger is minimized.

This is also a great way to enhance the overall jogging experience and motivate yourself to jog faster and longer.

3. Be traffic safe

Traffic collisions are a common cause of injury to joggers. For joggers, there are ways to avoid traffic-related injuries. By facing oncoming traffic, you have more of a chance to see an approaching vehicle and you improve your response time significantly. For vehicles, this gives them a clear view of you, meaning collision is less likely.

Wearing brightly-colored clothing, such as glow-in-the-dark clothes or runner’s lights, can reduce risk of injury as well. Most of all, don’t jog on the road at night.

4. Know yourself

Jogging is physical activity and we all have limits. It’s good to be ambitious with your fitness plan but also be realistic. If you’re planning to do a marathon distance on a jog, bring enough water to last you and maybe a small snack, especially if your blood sugar drops routinely. Account for distance back home on the jog.

On the jog, monitor yourself. If you’re struggling, don’t force yourself to finish a jog that’s going to injure you. It’s better to slowly make progress than injure yourself and make no progress at all.

If you have been injured, and need legal assistance, call #1000 on your cell phone for free. We will offer you a free claim assessment.

July 6, 2018 Road Safety, Uncategorized

A parent’s guide to pool safety

With summer making its arrival in Canada, pool season has begun. Pool safety is an important topic this time of year. According to the Lifesaving Society, hundreds of Canadians die each year from drowning. Parents, take note – for children under 10, drowning is the second leading cause of preventable death and children under five are the most at risk of drowning.

So, before you, or your children, dip your toes into the backyard pool, it’s important to review some pool safety tips.

1. Appoint a supervisor

Children of all ages require active supervision when in the pool. This means a parent/guardian who is placing their whole attention on the water. Accidents can happen quickly, and a rapid response time is critical. Don’t be fooled by Hollywood films – drowning is quiet and splashing or screaming doesn’t occur. The attention of a parent/guardian can be the difference between life and death.

2. No diving in shallow pools

Most backyard pools are not deep enough for diving, no matter the age of the diver. This is a frequent cause of injury. It’s important to do your own research into what your pool’s size allows. Establish clear rules with your children about diving in the pool, especially in the shallower end. Some parents choose to put up signage, which is available from many hardware stores, as a reminder. Most importantly, talk with your kids and make sure they understand your family’s pool safety rules.

3. Ensure proper fencing

Small children’s curiosity can lead to drowning by falling into pools. Multiple items are available for purchase which can prevent unsupervised access to water by young children. Examples include latching gates and four-sided fencing. It’s important to comply with any local fencing bylaws in your area so make sure to research these before you open your pool for the summer.

4. Arms’ reach matters

For children under 5, it’s important to keep them within arms’ reach when in the water. While supervision may be sufficient for older kids, younger children require the physical support and balance of a parent. This is a great opportunity to teach your kids the basics of swimming and create lasting memories.

If you have been injured, and need legal assistance, call #1000 on your cell phone for free. We will offer you a free claim assessment.

May 25, 2018 Uncategorized

8 things to do after a car accident

Driving, whether you’re slowly cruising down a local road or doing a long trek on the highway can be a dangerous. In 2016 alone there were 160,315 injuries from reported traffic collisions on Canadian roads. Chances are, at some point during your lifetime on the road you’ll be involved in a traffic collision.

When you’re in this situation it’s best to be prepared. The last thing you want to do is to be lost as to what to do next when involved in a traffic collision. Here’s what you need to know:

Keep calm

A car collision can bring a lot of emotions with it. Being calm and trying to stay calm throughout the next steps is vitally important to help you through the situation at hand. Whether you feel stressed, angry or scared (or something else entirely) it’s important to try and calm yourself down. Take a moment in your car to collect yourself, your thoughts and your emotions before taking any more action.

Prioritize safety

Avoid any further danger. Look for potential dangers—especially oncoming cars. If it is unsafe to get out of your car don’t venture out. Instead make sure to put on your hazard lights to notify other drivers.

Seek medical help

If you, or any passengers in your car are seriously injured call 911 for medial help.

Get their information

Collect as much information as you can. The key points you’ll need going forward are the personal details of the driver, or drivers, involved. They will likely ask for yours as well. Make sure you obtain all drivers’:

-full names

-phone numbers

-addresses

-license information

-insurance company names and policy numbers

Take photos

When collecting information, it’s best to go beyond just getting the necessary details from other people involved. Taking photos is an easy and fast way to collect evidence at the scene that can be very valuable later on. While taking photos after the traffic collision make sure that you have photos of any damage to your vehicle and the road, or property around the road, that happened as a result of the collision.

Look for witnesses

A traffic collision can draw the attention of onlookers. If there were people who saw the collision occur collect their personal information as well, including their full name and phone number, or other method of contact.

Contact your insurance company

Make sure to contact your insurance company to inform them about the collision.

Contact a personal injury lawyer

If you or someone in your vehicle has been injured during a traffic collision, it’s important to know your rights. The aftermath of a traffic collision injury can have a strong and lasting impact on your life. Contacting a personal injury lawyer after the accident is an important step on the road to recovery by connecting you with the legal, financial and personal support you need.

Fast dial #1000 free from your cell and we’ll get you the support you need.

May 18, 2018 Driving, Road Safety

Easy ways to improve your driving

Even though you may be an experienced driver, over time you can pick up bad habits. Not only do bad habits put you at risk on the road but they also endanger those driving around you.

If you are looking to progress your driving there are some simple ways to get better that will help keep you safer behind the wheel. Here are some quick tips:

Go back to basics

It’s nothing out of the ordinary to see drivers forgetting to execute the basics that you learn in driving school. But forgetting to do so is dangerous. Simple things, like entering the left lane of the street you’re turning on to when turning left at an intersection, signaling when changing lanes or when backing out of a parking spot, and coming to a full stop at stop signs, are key for your safety. Also, bad habits like driving when you’re in a rush, distracted or over-tired are all dangerous habits that can lead you to drive recklessly. Try to only drive when well rested, give yourself time to make the trip and put the phone away when you’re behind the wheel.

Adjust your mirrors

Make sure your side mirrors are adjusted properly. While you can’t completely eliminate blind spots, and need to fully turn your head to check them before changing lanes or turning, having your mirrors adjusted optimally can greatly reduce them. To adjust your driver’s side mirror, move the mirror so you can barely see the edge of the vehicle in the mirror’s right-hand side when your head is against the left-side car window. To adjust the passenger side mirror, move it so that you can barely see the side of the vehicle in the left-side of the mirror when your head is just above the center console. This will give you much better view around your vehicle while driving.

Learn high-beam protocol

High-beams are a key tool to help you see on poorly lit roads at night and extreme daytime weather, but they can also be blinding. Make sure to turn off your high-beams when approaching another vehicle to prevent other drivers from becoming blinded by your lights. If other drivers on the road fail to do this it’s recommended to look at the right side of the road and follow the painted edge line instead of looking directly at the lights.

Make your left turns safer

When waiting to make a left turn point your wheels straight rather than to the left. If a car strikes yours from behind and your wheels are turned left you will be pushed into oncoming traffic. Stay safe by keeping them straight.

Keep your eyes moving

Don’t go into auto-pilot with your eyes while driving. Make sure to be checking your mirrors, looking far ahead and at the vehicles around you. Some drivers have a tendency of focusing solely on the car in front of them which can make it harder to realize that you’re getting closer and closer to them.

Keep your distance

While driving we can get in the habit of not leaving enough room between our car and the one in front of us. Time the distance between your car and the one in front of you by noticing when the car in front of you passes a marker on the road. When it does, time how long it takes for you to reach that same marker. A recommended time-distance to leave between your car and the car in front of you is 4 seconds which gives you enough reaction time in case the car in front of you suddenly breaks.

Go back to class

Over time the rules of the road change. If it’s been a long time since you last took a driving course perhaps a driving refresher course would be good for you. Doing so can help keep you up to speed on changed driving rules as well as keep your driving skills sharp.

Study your car

Get a deep understanding of your car’s features. Vehicles today are coming out with an increasing number of safety features on them, like rear-view cameras and lane departure warnings. Take time to research to learn their abilities and limitations so you don’t over rely on them but also take advantage of all your vehicle has to offer.

Learn how to properly use a roundabout

The one thing that many experienced drivers are still daunted by is roundabouts. If you find roundabouts intimidating focus on learning how to use them properly. There is an online guide available from the Ontario Ministry of Transportation.

Go to the optometrist

Having good eyesight is key for keeping your driving skills sharp. As you age eye problems can arise gradually, so they can be difficult to notice yourself. Getting your eyes checked regularly by an optometrist can help you catch any problems and allow you to have them addressed.

While you can be a very safe driver, sometimes accidents do happen. Fast dial #1000 free from your cell and we’ll get you the support you need.

March 30, 2018 Driving, Road Safety

How to talk to elderly loved ones about unsafe driving

As we grow older how we feel about our ability to drive shifts. When you get your driver’s license for the first time you get a new sense of freedom and independence. As an adult the privilege of being behind the wheel is one many of us rely on. Also, as you age more and more your driver’s license becomes a valued symbol of self-sufficiency.

However, aging can come with a number of common physical changes that can make driving increasingly difficult and eventually dangerous. Stiff joints and weaker muscles can make it harder to turn your head, brake in a safe manner, or turn the steering wheel quickly enough. Reduced quality of eyesight and hearing can become dangerous when it comes to taking in visual and auditory signals on the road. Also, slowed reflexes and side effects from medications can impact your driving ability.

If a loved one of yours is becoming an unsafe driver due to age, having a conversation with them about turning in their keys for good can be a difficult conversation to have. Following some of these tips might help make it smoother:

Avoid confrontational language

When initiating a conversation with an elderly loved one about their ability to drive it can be easy for them to feel like a calling-out of their deteriorating ability to drive is an attack rather than an expression of care and concern. Make sure to emphasize your concern. When deciding what you will say and how you will say it, structure your statements referencing yourself more than them.

Focus on safety

After a lifetime of driving to everything they love, feeling a push to give up driving can also feel like a push to give up everything else they love. Make it clear that the focus in getting them to stop driving is on safety, and that they can still continue doing the things they love.

Have alternatives prepared

Offering reliable alternatives instead of driving can make prospects of them giving up driving not as daunting. It’s possible that they may not be aware of what is available to them. Help them find more information if needed to start using alternative modes of transportation or, if possible, help by driving them.

Use specifics and multiple voices

You want your loved one to take this conversation seriously. Avoid sounding like one person nagging. If multiple people have concerns let them come together with you on this to show your elderly loved one that they have a group of people who care about them and are concerned about their safety. Also, when having the conversation voice generalizations less and offer specific examples instead.

Show empathy

This is likely a difficult conversation for your loved one to have or thing for them to hear. Make sure to approach the conversation with an empathetic view of how they may be feeling when facing these prospects. Be supportive, show respect and offer positivity.

If you have been injured, and need legal assistance, call #1000 on your cell phone for free. We will offer you a free claim assessment.

March 23, 2018 Driving, Road Safety

Using mindfulness to cope in the wake of an injury

How meditation can help you when the future is uncertain

After an injury, your life can be thrown into flux. What once was your normal everyday life can be turned on its head. In an instant, everything can change—not only physically, financially and socially, but mentally as well.

Dealing with this change can be overwhelming. While there is always a circle of care available to help you along the recovery journey, the physical and mental strain of your situation can still weigh heavily on your mind. In order to cope with the changes caused by your injury, finding things that work for you personally is key. While trying to find what works for you, something you may want to try is meditation.

What is meditation?

Meditation is the practice of putting all of your attention on a single thing—the present moment. It’s a practice of the state of mindfulness, which is awareness of the present. This can be done by focusing on a single thing, like a mantra, an object, or a part of your body.

Different types of meditation and other mindfulness practices can be used for various different purposes, so depending on the results you seek through meditation that will dictate the meditation practice you choose.

Coping with change

In the case of using meditation to cope with change brought on by injury, meditation can help you become more aware of your experience, specifically paying attention to your thoughts and body sensations. This awareness can allow you to experience the changes in your life and then give you space between experiencing them and reacting to them, allowing you to start practicing flowing with changes rather than struggling with them.

Mindfulness practices have shown to have a number of both physical and mental health benefits. Studies have also shown a trend towards positive outcomes specifically for those suffering from traumatic brain injuries.

In the face of a life-changing injury, meditation and mindfulness practice can be a key tool in helping you cope with both the physical and mental impacts of injury, the challenges of the recovery journey, as well as riding with the changes in your life.

There are many resources available to help you along your recovery journey, including lawyers who are there to protect you and your rights.

Fast dial #1000 free from your cell and we’ll get you the support you need.

March 2, 2018 Uncategorized

For brain injury victim family members

6 tips to help ease your way through recovery

Brain injuries don’t just affect those who are injured, they can affect entire families. If a family member of yours has experienced a brain injury chances are it might have placed emotional, social or financial challenges in your path. Every family’s experience is unique but all can experience the same types of changes.

It can be helpful to take some guidance from experts who understand your situation. Thankfully the Ontario Brain Injury Association has created a number of recommendations for family members of those experiencing brain injury. Some of these six tips might work for you:

1. Share responsibility

If you are becoming the main caregiver for the injured person the massive life change that your loved one’s injury can bring to your life can bring a lot of stress as well as personal strain. Know that you are not alone. If your injured loved one is capable of helping you in any way, allow them to help around the home.

While it can be challenging living with someone who has sustained a brain injury, there are support networks around you to help, whether that’s friends, family, support groups, programs or organizations.

2. Ask the nurses

Knowledge is power. While caring for someone who is recovering from a brain injury it’s a good idea to learn as much as you can about their condition. Your loved one might have medical problems specific to their injury. You’ll want to learn all you can about the problems your loved one will be facing and how to properly manage them. Nurses who are caring for your loved one can be a great resource to ask questions that you may not have been able to get in when talking to specialists or doctors and walk you through specifics so you are more prepared for providing care on your own.

3. Consider getting a neurophysical evaluation

A neurophysical evaluation can give you a better understanding of your loved one’s injury, including how their abilities will be affected by the injury. Knowing this can help you in a number of ways. Because a brain injury can have significant affects on your loved one’s cognition and behaviour, this can cause significant changes in their life going forward. It’s important to understand what your loved one is facing. Secondly, knowing what these challenges are can help you moving forward in being able to care for them and look out for their wellbeing. Knowing what specific challenges they face, and what they are capable of doing, can help you predict issues in upcoming situations as well as know what you can expect of them.

4. Join an organization

There are many organizations and groups available to offer you support and resources, like brain injury associations. The information and community they provide can help you to improve your loved one’s quality of life on the recovery journey ahead.

5. Push for what you need

It’s important to be a strong advocate for your loved one. You have the expertise in what they were like before their injury, as well as the knowledge you gain from daily interaction with them. Ask questions, learn about their rights, and be firm when it comes to having their needs met.

6. Consult a lawyer

Talking to an attorney should be an urgent priority. Make sure to talk to a lawyer experienced in representing brain injury victims, especially before signing any paperwork.

An experienced lawyer is valuable to brain injury victims for a few reasons. They can help guide you through your options after the injury and help you find valuable resources for yourself and your loved one. The help of a personal injury lawyer can remove a lot of the stress that comes when a loved one suffers a brain injury.

If you have been injured, and need legal assistance, call #1000 on your cell phone for free. We will offer you a free claim assessment.

February 23, 2018 Uncategorized

A pedestrian’s safety guide

5 road safety tips to protect you while walking

The Ontario government has been introducing more laws to protect pedestrians while crossing roads. While this is good news for pedestrian safety, it shouldn’t give a false sense of security to you while walking or running outside. Pedestrian safety is everyone’s responsibility. It’s not just up to cyclists and drivers to keep an eye out for you. Making sure that you’re watching out for your own safety is vitally important while you’re out and about.

In order to protect yourself as a pedestrian on Ontario roads here are five tips from the Ministry of Transportation to use while going out on your next walk or run:

1. Don’t jaywalk

Jaywalking is very dangerous. It puts you at risk of becoming injured by an automobile and the drivers on the road at risk of an accident in the process of avoiding you. As a pedestrian, you should always cross at a designated crosswalks or traffic lights where it is indicated for you to cross. Crossing in the middle of a block or between parked cars is dangerous no matter how tempting it might be to save you time or inconvenience. It’s not worth the risk of injury.

2. Communicate with drivers

It doesn’t hurt to make sure drivers are aware of your presence as you’re crossing the street. If a driver is stopped at the road or intersection you are crossing make eye contact with them before stepping out on to the road. That way you can make sure that they have seen you and are aware that you are likely to enter the road in front of them.

3. Make yourself visible

Make it easier for drivers to spot you. Wearing bright, light and/or reflective clothing can make it easier for drivers to see you crossing the street. This is especially important at night or at dusk as it can be much more difficult for drivers to see you.

4. Know what to do

When you’re at a designated crosswalk, traffic light or intersection with stop signs make sure you know what to do. Only cross when traffic has come to a complete stop. If you’re at a traffic light make sure to follow your signals. If they are provided, only walk at the beginning of the green light or walk signal, and if you are still crossing while the light turns yellow or the do not walk signal appears complete your crossing safely. However, if you approach to cross the street when the light is yellow, the do not walk signal appears or the light is red do not cross.

5. Keep an eye out

While crossing it is important to be alert to turning cars. Even while walking or jogging down the sidewalk it’s important to remember this as cars turn into or out of driveways. It can be easy to become distracted while walking and crossing the street. Whether you’re glued to your cellphone, busy finding the perfect song to listen to on an iPod or lost in your own thoughts, it’s important to bring yourself back to attention in order to protect yourself while walking. When approaching a crossing, intersection or sidewalk with driveways, make sure you are aware and your eyes are up in order to protect yourself.

While you can be very cautious as a pedestrian, sometimes tragic accidents do happen.

Fast dial #1000 free from your cell and we’ll get you the support you need.

December 29, 2017 Driving, Road Safety

Getting back to green: economic recovery after injury

How to be safe on a jog

A parent’s guide to pool safety

8 things to do after a car accident

Easy ways to improve your driving

How to talk to elderly loved ones about unsafe driving

Using mindfulness to cope in the wake of an injury

For brain injury victim family members

A pedestrian’s safety guide

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