recovery

Tips to Ride an ATV Safely

Now that the warm weather is here, there are so many outdoor activities to try like ATV riding. ATVs and other off-road vehicles (ORVs) can be a lot of fun, but there are rules to follow to ensure safe driving. ATVs do not have the same amount of safety features that other vehicles have so it is important to be aware of this.

ATVs, much like other motor vehicles, present their own set of risks. Driving an ATV is a very different experience than driving a car so it is imperative that you have the right experience for this type of vehicle. Depending on the type of ATV you have, some ATVs can reach highway speeds. However, ATVs are not built with the same safety features as cars and other motor vehicles like seat belts, crumple zones and airbags. All of these risks should be considered before you begin riding your ATV.

5 Safety Tips for ATVs and RVs

Follow local laws for ATVs or Off-Road Vehicles

Before you hit the road, it is important that you understand your province’s ATV or Off-Road Vehicle laws. It will cover everything you need to know including where you can ride and tips on how to ride safely.

Your ATV is not a toy

ATVs can be a lot of fun, but it is crucial to take the necessary precautions to prevent any potential injuries. ATV/ORV safety should be taken seriously to prevent any potential accidents.

Safety gear is important

One of the best ways to stay safe while riding an ATV is wearing the right safety equipment. Some of this safety gear includes helmets, goggles, long shirts and pants, and boots. Wearing the right safety gear will help to protect you if you get into an accident.

Maintain your ATV on a regular basis

There is nothing more important than staying on top of your ATV maintenance. Regularly maintaining your ATV is crucial in preventing breakdowns and avoiding potential accidents.

Steps to Take After an ATV Accident

If you have been in a collision or car accident, the steps you take afterwards are critical. Getting in touch with a personal injury lawyer that specializes in ATV accidents will help you determine if you are entitled to receive compensation for your injuries.

Practicing ATV safety is essential to ensure a fun and enjoyable riding experience. By following these ATV safety tips, including wearing appropriate protective gear, maintaining the ATV properly, and avoiding dangerous riding behaviors, riders can significantly reduce the risk of accidents and injuries. It is crucial to always prioritize safety while riding an ATV to prevent potential harm to oneself and others.

To learn more about ATV safety tips, contact Dye & Russell. Whether you have questions about slip and falls, car accidents or trauma, we can answer any questions or concerns you may have about staying safe on the road.

May 25, 2023 Uncategorized

How Do I Know If I Need a Personal Injury Lawyer?

After experiencing a traumatic brain injury (TBI) or other serious injury, focusing on your recovery and getting the appropriate medical attention is important. If the injury occurred in a motor vehicle accident, at work or home, contacting an experienced personal injury lawyer can help you understand your legal rights. A lawyer can also help explain your options if your injuries were the result of negligence or malpractice.

There are many reasons why contacting a personal injury lawyer is in your best interest. Here are our top four:

1. A personal injury lawyer will help answer your questions.

Anyone that has been seriously injured or had a loved one struggle with a major injury undoubtedly has questions. Personal injury lawyers with experience handling serious injury cases can help answer your important questions, such as “What happened?” and “Do we have a case?”.

A personal injury lawyer will conduct a factual investigation through interviews, review of records, and through the experience of professional investigators/consultants to gain information leading up to and at the time of your injury.

The insurance companies representing any possible defendants will be conducting the same type of investigations. The experts at Dye and Russell have experience working with insurance companies and know how to get you the settlement you deserve.

2. A personal injury lawyer will help you understand why an injury may have occurred.

Individuals that have experienced a traumatic brain injury (TBI), as well as their families, may not recognize that other individuals or entities may have contributed to their injury.

A lawyer will be able to assist in identifying all the individuals or entities that may have been a contributing factor to your injury. They will also ensure that those responsible are held accountable to the full extent of the law.

3. A personal injury lawyer will help you understand your rights so you can make informed decisions.

Many serious injuries, such as a severe traumatic brain injury (TBI), are often permanent and require a considerable number of medical treatments and/or ongoing care.

Speaking with a personal injury lawyer as soon as possible, like the ones at Dye and Russell, will help preserve your right to civil action. Our experienced lawyers will work with you to understand your options and help you make an informed decision about moving forward with your case.

4. A personal injury lawyer will help ensure you are fully compensated.

We understand how injuries impact you and your family in the present and how you will be impacted in the future.

The lawyers at Dye and Russell will work to ensure you and your family receive the maximum settlement that you are entitled to for current and future medical expenses. A personal injury lawyer will also seek compensation for current and future pain and suffering, both physical and mental, as well as any loss of wages.

Consulting an experienced personal injury lawyer in the wake of an accident is in your best interest. A lawyer will answer your questions and help you understand your rights or why an injury may have occurred. They are there to make sure you receive the maximum settlement you deserve so you can make a full recovery. Contact the team at Dye and Russell today by calling 1-877-883-6171.

March 15, 2023 Safety

Can Social Media Impact the Outcome of your Injury Claim?

In the present day, it is no secret that anything you post online goes onto your digital permanent record. Deleted posts, while not visible to your friends or family, never fully disappear. Therefore, it is extremely imperative that those who enjoy sharing photos, status updates, and location information with their social media audiences be mindful of what they choose to post.

You would not want your boss to see your long-winded status update complaining about the new office policy, would you? Our guess is no. However, job security is no longer the only thing that can be threatened by social media – personal injury claims are too. Allow us to explain:

Inconsistent Images

Social media is not typically the most authentic place. Your feeds have given you the opportunity to present the most envy-inducing version of yourself to anyone who views them, and most people take advantage of that power.

Including defence lawyers.

If your life were dramatically altered after a car accident-related brain injury, chances are that you would not post or feel like posting when you were in the midst of dealing with painful side effects. Mental health issues caused by the accident will likely go unmentioned on your Facebook timeline, and details about the physical injuries you sustained will not be described in detail, if at all.

So how does it look to an opportunistic defence lawyer, when on the one evening you decided to go to your friend’s annual Labour Day barbecue, multiple photos were taken and posted online that made it appear that you were out and about, having the time of your life?

This is where many sufferers who are seeking compensation for their injuries misstep. If you are claiming the accident has dramatically affected your emotional life, but meanwhile, you are trying to portray a carefree and happy image on social media, the defence could use that as evidence to have your case thrown out.

Proper Protocol

If you experience a personal injury, it is wise to avoid posting anything on social media from the day you are injured until the day your case has been settled in court. Despite your abstinence from social media, friends and family still have the power to post updates and images related to you. Therefore, it is highly advised that you speak to those within your inner circle about the potential risks associated with your social media presence and ask them to avoid mentioning you online. Furthermore, while having airtight privacy settings is a good security step to take, the settings may not protect you from the defence gaining access to your posts.

Social media can be great fun, however, suffering after a personal injury is far from it.

If you have been injured in an accident, you may be able to receive compensation for the damages you faced. Contact us to book your free consultation.

October 15, 2022 Driving, General surgery, Liability Claims, Road Safety, Safety, Spinal Cord Injuries

Park and Playground Safety

Time spent at the park allows children to socialize, get some exercise, and explore and engage with age-appropriate challenges in a supervised environment. Even with an adult supervising the fun, accidents can still happen– bruises, falls, scraped knees and elbows, and other risks and injuries are all possible on the playground. According to the Canadian Public Health Association, “An analysis of playground falls between 1994 and 2003 estimated that each year 2,500 children below 14 years of age were hospitalized for serious injuries. Of this total, 81% had suffered a fracture while 14% were admitted for a head injury…”. Teaching kids about the importance of playing safe and the rules of the playground is critical in avoiding injuries and maintaining fun. Here are some things you can do to ensure your child remains safe.

Remain Alert

Enjoying the carefree energy your child has is important to healthy growth and development, but it can be dampened by an injury that could have been avoided. As a parent or guardian, you are responsible for remaining aware of potential risks such as unsafe climbing or running, arguments on the playground, and any dangers in the environment. If you or your child has experienced an injury obtained at a park or playground you may be eligible for compensation. Contact the professionals at Dye & Russell for your free claim assessment today.

Look For Potential Risks

Even if you keep your eyes on your kids as much as possible, an accident can happen before you have time to react. Preparing before enjoying the many fun activities, like the slide and swings, take a look at the playground park area for any potential risks. The play equipment and play spaces must meet the CSA (Canadian Standards Association) requirements for safety. Shock-absorbing materials such as woodchips, synthetic shredded rubber or sand should be used for a safer and softer area to play in. All equipment should also be free of breakage or sharp and dangerous areas.

Glass, nails, bolts, or bottles are all things that can be left behind by careless people and have the potential to injure your child. Take a thorough look around before playing in the sand or grass in the park and playground area.

Proper Maintenance

If you believe there are safety issues with a playground reach out to your park’s local operator. An unsafe play area can be avoided with proper maintenance– if you or your child has been injured due to negligence, contacting a personal injury lawyer like the ones at Dye & Russell is the right step on the road to recovery.

Review The Rules

Go over the rules of the playground and ensure your child understands the risks that come with playing on any park structures. Make sure they stay or play in age-appropriate areas that are meant for them specifically.

Looking after your child’s safety while they run around and enjoy the excitement of park activities is a hard job, and sometimes an injury can happen. If you or a loved one has been involved in an accident at a park or playground, contact the professionals at Dye & Russell today for your FREE Claim Assessment and more helpful resources.

Reach us toll-free at 1-877-883-6171 or visit us online to speak with a live agent. Your road to recovery is important to us.

June 15, 2022 Liability Claims, Safety, Uncategorized

Boating Safety Tips: What You Need To Know

The warmer months are here and that means enjoying the sun and summer activities. Boating is incredibly popular with things to do like tubbing, water skiing, fishing, or swimming out in the lake. These are all fun things to de-stress and enjoy this sunny season, but nevertheless, it is crucial to be aware of boat safety rules and regulations. According to the Canadian Red Cross there are over 125+ preventable boating-related fatalities that happen across Canada each year.

If you are your loved ones are planning on enjoying some time on a boat this summer, then here are some ways to prepare for the ride and minimize the risk of injury:

Make a Checklist

It is easy to get caught up in the excitement of getting out on a boat— having a thorough checklist to go over before taking off is a great way to be prepared for any possible emergencies out on the water.

Check the Weather

Take a look at the local weather forecast. The days leading up to your departure is crucial to ensuring you are aware of any possibly changes that could put you in danger. Avoid strong or rough winds, darkening clouds, temperature fluxes, or changes to the waves. Getting caught in a storm can result in serious injury to you or your passengers. If you find yourself in this position our lawyers at Dye & Russell know what to do to get you the compensation you deserve. Do not delay, contact us today if you have sustained injuries or damages on a boat in Ontario.

Develop a Float Plan

Inform a family member or marina staff of your contact information and emergency plan of action. Letting someone know this information along with trip destinations, the warning or help signals to be used, and your boats registration information can be critical in getting you to safety if an emergency occurs. Even the most experienced boaters can sustain injuries or be involved in accidents out on the water. Dye & Russell has the experience to help in your boating accident personal injury case.

Have your tools ready

There are many items that you need to have onboard to ensure everyone is safe while out on the water. Some items and equipment you will need but are not limited to:

Life jackets
First aid kit
Sunscreen
Food and water
Proper identification, licenses, boat documentation
Cellphone and wireless charging bank
Electrical tape
Emergency flashlight
Distress signals
Fire extinguisher
Extra fuel
Emergency paddles
Blankets

Wear A Life Jacket

Did you know the Red Cross reported that less than 50% of Canadians always wear their life jackets when boating? Life jackets are crucial in the prevention of accidental drownings and even help in preventing hypothermia when exposed to cold water conditions for too long.

Besides being a legal requirement, another reason to have life jackets on board is for individuals that may not know how to swim or are generally weak swimmers. In the event of an accident where flooding occurs and your boat begins taking on water, the risk of a slip and fall injury increases. Wearing a life jacket can save a life if someone were to slip and fall into the water or experience a head injury.

Exploring the many great lakes and waters that Canada has to offer is exciting but knowing proper boat safety is key in achieving an accident-free summer. There are many opportunities for injury with all of the different types of activities to enjoy in or on the water, knowing who to contact in the wake of an accident will reduce the stress and anxiety related to your injury.

If you or a loved one has been involved in an accident, contact the professionals at Dye & Russell today for your FREE Claim Assessment and more helpful resources. Reach us toll free at 1-877-883-6171 or visit us online to speak with a live agent. Your road to recovery is important to us.

June 29, 2021 Uncategorized

How Do I Know If I Need a Personal Injury Lawyer?

There are many reasons why contacting a personal injury lawyer is in your best interest. Here are our top four:

1. A personal injury lawyer will help answer your questions.

2. A personal injury lawyer will help you understand why an injury may have occurred.

Individuals that have experienced a traumatic brain injury (TBI), as well as their families, may not recognize that other individuals or entities may have contributed to their injury.

3. A personal injury lawyer will help you understand your rights so you can make informed decisions.

Many serious injuries, such as a severe traumatic brain injury (TBI), are often permanent and require a considerable number of medical treatments and/or ongoing care.

4. A personal injury lawyer will help ensure you are fully compensated.

We understand how injuries impact you and your family in the present and how you will be impacted in the future.

Contact the team at Dye and Russell today by calling 1-877-883-6171 or fast dial #1000 from your cell phone.

March 13, 2021 Safety

Hit and Run Accident: Why You Should Contact A Lawyer

A hit and run accident is an accident where one of the parties involved leaves the scene of the accident. Often the vehicle that leaves the scene is unidentified and has failed to exchange information with the other driver, however, this is not always the case. There are instances where the other vehicle has been successfully identified whether by someone at the scene or at a later date. Hit and run accidents can also involve pedestrians who have been struck by a vehicle that has then fled the scene.

Leaving the scene of a hit and run accident between vehicles is a criminal offence under the Highway Traffic Act – especially if an individual is injured because of the accident.

These types of accidents can have serious consequences. It becomes harder to determine liability and collect accident details when there is no one at the scene to be held accountable or question. Hiring a skilled personal injury lawyer right away will help ensure victims are fully compensated.

Accident Claims
Even if an individual is involved in a hit and run accident that results in injury and the other vehicle cannot be identified, our team of professionals will find you coverage through your own insurance policy. In Ontario, the standard policy of insurance, referred to as OAP 1, contains provisions that allow you to seek recourse through unidentified and/or uninsured conditions of your own insurance policy. An experienced lawyer at Dye and Russell can help explain these legal difficulties & help recover fair compensation for your injuries.
Persons injured as a pedestrian, even while lacking an OAP 1, are still eligible to receive compensation. The Motor Vehicle Accident Claims Fund (MVACF) is a provincial body, set by the Province of Ontario, to assist persons without insurance. It is through this fund that a person can obtain accident benefits. Connecting with a personal injury lawyer is the best way to ensure you receive fair compensation.

Working with a Personal Injury Lawyer
When you work with a personal injury lawyer from Dye and Russell, we’ll make sure you have access to certain types of benefits and provide the help you need to navigate the system of insurance. Often times people think because the vehicle or person responsible for the accident cannot be identified, they have no options.
Our lawyers have experience working with big insurance companies and know how to get you maximum coverage. It is our responsibility to help identify the opportunities of recourse available to you. For instance, your own insurance policy. Any dependents, such as a spouse or child, are able to seek legal remedy under that policy.

Contacting a Personal Injury Lawyer
An expert lawyer from Dye and Russell can help you navigate the insurance system and help you get the fair and rightful compensation you deserve. They can assist with getting access to additional coverage under your policy and help you understand the legal side of your case.

If you or someone you know has been involved in a hit and run accident, call the professional lawyers at Dye and Russell today at 1-877-883-6171.

December 1, 2020 Driving, Road Safety, Safety, Spinal Cord Injuries

What You Should Consider When Disputing an Insurance Claim

Everyone knows that dealing with the big insurance companies can give you a headache and have you running around in circles with no answers. Policies can be so complex that sadly, insurance companies have often used their inside knowledge to take advantage of insureds through policy loopholes. This can leave insureds at a standstill in regards to their insurance claims and even result in a claim being denied.

Insurance is one of those things that you love to hate but have it anyways. It gives you and your family the protection they will need if something should happen to them or yourself. However, even if you are paying your bill on time each month and never miss a payment, insurance companies will look to find the cheapest way to pay out your claim to save money for themselves, if they pay out at all. This can be the last thing you want to deal with when you’re faced with a loss.

Here are four steps to consider when resolving a dispute with an insurance company.

Gather information

Insurance policies aren’t always easily understood by the average person. Ask your agent, broker or insurance representative for clarification about your concern/issue. The rights and responsibilities of all parties are written within the policy (aka contract), however miscommunications can occur.
If you have general questions you can contact the IBC Consumer Information Centre (CIC). They can assist with basic questions about policy wording, coverage or how to proceed with a complaint

Get in touch with the insurance companies Complaint Liaison Officer or Ombudsperson

Licensed insurers have a complaint resolution process, and someone assigned to enforce this process. This role is regulated by the provincial regulator.
If you plan on making a complaint through this channel, be sure to state your complaint clearly, including the expected resolution. Be sure to have all your documentation readily available and take note of all persons you spoke with regarding the complaint as well as what was spoken about. Finally, give the Complaint Liaison Officer or Ombudsperson sufficient time to investigate & respond to your complaint.

Reach out to the GIO (General Insurance OmbudsService)

If you’ve gone through your insurers complaint processes and aren’t satisfied you can request a Final Position Letter and contact the GIO. The GIO is an impartial consumer dispute resolution system. It is in place to help you and the insurer resolve disputes about claim-related matters.

Take it to the Federal or Provincial level

If your dispute cannot be solved by the GIO, or if the insurance company isn’t a member of the GIO, you can take it a step further by contacting a Financial Consumer Agency of Canada.

Dye & Russell should be your first call if you’re having issues claiming insurance compensation. We have the experience and knowledge of the industry that keep us from being pushed around by policymakers. Let us handle the big insurance companies and take the stress away from you to get you what you deserve.

If you’ve experienced a claim denial or want to dispute a claim, and need legal assistance, call #1000 on your cell phone for free. We will offer you a free claim assessment.

November 26, 2019 Uncategorized

Understanding the Levels of Spinal Cord Injury

Accidents that result in a spinal cord injury can be scary stuff. The spine is made up of vertebrae and depending on the location of the injury there can be life changing effects, like losing the ability to walk or use other parts or functions of the body all together. Generally, injuries have a greater severity and dysfunction tends to occur the higher up the injury is on the spinal cord.

The spine is split into 3 levels; the lower back containing lumbar and sacral nerves, the thoracic nerves in the mid-back and the upper back with the upper and lower cervical nerves. These are some of the outcomes that can be expected if a spinal cord injury is sustained.

Lower Back

Lumbar nerves (L1 – L5)

Often, insured parties suffer from loss of function in their hips or legs.
There is limited or no voluntary control over the use of the bladder or bowel. However, with the use of special equipment this can be managed on their own.
Use of a wheelchair or leg braces may be required depending on the strength of their legs.

Sacral nerves (S1 – S5)

Like lumbar nerve injuries, there is often some loss of hip or leg movement as well as limited or no voluntary use of the bladder or bowels. Persons can manage this with use of special equipment.
There is a likelihood that walking will occur.

Mid Back

Thoracic nerves (T1 – T5)

Injured nerves impact muscles in the upper chest, mid-back and abdominal areas.
While hand and arm function may be normal, often times the trunk and legs are affected (known as paraplegia).
Persons will typically be able to use a manual wheelchair and eventually drive a modified vehicle. Others will be able to stand in a standing frame or walk with leg braces.

Thoracic nerves (T6 – T12)

Tends to result in paraplegia with normal use of the upper body.
Persons can maintain control and their balance when in the seated position.
May experience some productive coughing if the abdominal muscles are intact.
As with the thoracic nerve T1 – T5 injuries, persons most likely use manual wheelchairs, learn to drive modified vehicles, stand with a standing frame and some even walk with braces.

Upper Back

High-cervical nerves (C1 – C4)

This most severe level of spinal cord injury; results in complete paralysis of the arms, hands, trunk and legs
Generally, persons are unable to breathe, cough, or control bowel or bladder movements on their own.
Requires assistance with daily living activities (e.g., bathing, eating) and needs 24-hour a day care.
Cannot drive motor vehicles on their own however may be able to use a powered wheelchair with special controls.
Speech can also be impaired or reduced.

Low-cervical nerves (C5 – C8)

Nerves in this group control the arms and hands
This level of injury may allow a person to breathe and speak normally on their own.
Each of the vertebrae in this level affects different nerves and muscles and depending on the specific vertebrae that is injured, have different outcomes
- Injury of the C5 vertebrae for example may leave a person with the ability to move their hands and arms and bend their elbows while an injury of the C7 could mean the person’s elbow and finger extension range is impacted.
- Injuries of the C6 typically cause paralysis of the hands, trunk and legs where as C8 injuries can affect hand movement and the ability to grasp and release objects.

No matter the level of spinal cord injury that a person faces, it is life altering. A task that used to be easy, maybe even taken for granted, is now difficult and could require assistance. Sadly, spinal cord injuries affect approximately 85, 000 Canadians with an average increase of 4000 per year.

If you have been injured and need legal assistance, call #1000 on your cell phone. We will offer you a FREE claim assessment.

September 29, 2019 Spinal Cord Injuries

5 Common Liability Claims Faced By Homeowners

Home is supposed to be a safe place, not just for you but anyone that comes on to your property. You try to take care of your lawn & trim trees, shovel snow in the winter and fix uneven floorboards on your deck. Sometimes you’re better than other times.

Even with all that upkeep, there are possible hazards in your home and on your property that could cause (accidental) harm to others. A simple slip & fall could land you a hefty bill if a lawsuit is filed & your home insurance policy doesn’t fully cover you.

These are 5 common liability claims that a homeowners could face.

Dog bites
Did you know that most insurance policies cover damages or injuries that are caused by members of your household? Probably. But did you know that pets are often included in that coverage? Apart from some dog breeds, dogs that are at a lower (perceived) risk of biting are considered members of your household & therefore covered by your policy.

In the home or on the property
Accidents ranging from a guest tripping on a carpet that isn’t properly secured or falling through a broken stair are fair game. Even those door-to-door salespeople who come on to your property without your permission. Neglect on your part to clear a sidewalk or path to your front door could mean you’re left on the hook.

Guests under the influence
Hosting a party at home or an event at another location, the liability you have over your guests remains in place. When alcohol is involved and a person becomes intoxicated, any harm they may cause to another person or to property could be your responsibility. Hiring a bartender can help monitor the amount of alcohol guests are consuming.

Falling trees
The extra weight of snow and ice weigh down small trees and branches makes them prime candidates for snapping off and crashing into whatever’s below. It’s a good idea to trim trees and any overhang in the fall before things freeze.

Domestic workers
It is becoming more common for families to hire help around the home. From nanny’s to maintenance workers each person hired to work on your property increases your liability should that person get injured while at work. Sometimes workers can have workers compensation in the event of lost wages, so it’s important to do your research ahead of time.

If you have been injured, and need legal assistance, call #1000 on your cell phone for free. We will offer you a free claim assessment.

August 28, 2019 Liability Claims

Tips to Ride an ATV Safely

How Do I Know If I Need a Personal Injury Lawyer?

1. A personal injury lawyer will help answer your questions.

2. A personal injury lawyer will help you understand why an injury may have occurred.

3. A personal injury lawyer will help you understand your rights so you can make informed decisions.

4. A personal injury lawyer will help ensure you are fully compensated.

Can Social Media Impact the Outcome of your Injury Claim?

Park and Playground Safety

How Do I Know If I Need a Personal Injury Lawyer?

1. A personal injury lawyer will help answer your questions.

2. A personal injury lawyer will help you understand why an injury may have occurred.

3. A personal injury lawyer will help you understand your rights so you can make informed decisions.

4. A personal injury lawyer will help ensure you are fully compensated.

Hit and Run Accident: Why You Should Contact A Lawyer

What You Should Consider When Disputing an Insurance Claim

Understanding the Levels of Spinal Cord Injury

5 Common Liability Claims Faced By Homeowners

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