Park and Playground Safety

Time spent at the park allows children to socialize, get some exercise, and explore and engage with age-appropriate challenges in a supervised environment. Even with an adult supervising the fun, accidents can still happen– bruises, falls, scraped knees and elbows, and other risks and injuries are all possible on the playground. According to the Canadian Public Health Association, “An analysis of playground falls between 1994 and 2003 estimated that each year 2,500 children below 14 years of age were hospitalized for serious injuries. Of this total, 81% had suffered a fracture while 14% were admitted for a head injury…”. Teaching kids about the importance of playing safe and the rules of the playground is critical in avoiding injuries and maintaining fun. Here are some things you can do to ensure your child remains safe.

Remain Alert

Enjoying the carefree energy your child has is important to healthy growth and development, but it can be dampened by an injury that could have been avoided. As a parent or guardian, you are responsible for remaining aware of potential risks such as unsafe climbing or running, arguments on the playground, and any dangers in the environment. If you or your child has experienced an injury obtained at a park or playground you may be eligible for compensation. Contact the professionals at Dye & Russell for your free claim assessment today.

Look For Potential Risks

Even if you keep your eyes on your kids as much as possible, an accident can happen before you have time to react. Preparing before enjoying the many fun activities, like the slide and swings, take a look at the playground park area for any potential risks. The play equipment and play spaces must meet the CSA (Canadian Standards Association) requirements for safety. Shock-absorbing materials such as woodchips, synthetic shredded rubber or sand should be used for a safer and softer area to play in. All equipment should also be free of breakage or sharp and dangerous areas.

Glass, nails, bolts, or bottles are all things that can be left behind by careless people and have the potential to injure your child. Take a thorough look around before playing in the sand or grass in the park and playground area.

Proper Maintenance

If you believe there are safety issues with a playground reach out to your park’s local operator. An unsafe play area can be avoided with proper maintenance– if you or your child has been injured due to negligence, contacting a personal injury lawyer like the ones at Dye & Russell is the right step on the road to recovery.

Review The Rules

Go over the rules of the playground and ensure your child understands the risks that come with playing on any park structures. Make sure they stay or play in age-appropriate areas that are meant for them specifically.

 

Looking after your child’s safety while they run around and enjoy the excitement of park activities is a hard job, and sometimes an injury can happen. If you or a loved one has been involved in an accident at a park or playground, contact the professionals at Dye & Russell today for your FREE Claim Assessment and more helpful resources.

Reach us toll-free at 1-877-883-6171 or visit us online to speak with a live agent. Your road to recovery is important to us.

 

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Boating Safety Tips: What You Need To Know

The warmer months are here and that means enjoying the sun and summer activities. Boating is incredibly popular with things to do like tubbing, water skiing, fishing, or swimming out in the lake. These are all fun things to de-stress and enjoy this sunny season, but nevertheless, it is crucial to be aware of boat safety rules and regulations. According to the Canadian Red Cross there are over 125+ preventable boating-related fatalities that happen across Canada each year.

If you are your loved ones are planning on enjoying some time on a boat this summer, then here are some ways to prepare for the ride and minimize the risk of injury:


Make a Checklist

It is easy to get caught up in the excitement of getting out on a boat— having a thorough checklist to go over before taking off is a great way to be prepared for any possible emergencies out on the water.

Check the Weather

Take a look at the local weather forecast. The days leading up to your departure is crucial to ensuring you are aware of any possibly changes that could put you in danger. Avoid strong or rough winds, darkening clouds, temperature fluxes, or changes to the waves. Getting caught in a storm can result in serious injury to you or your passengers. If you find yourself in this position our lawyers at Dye & Russell know what to do to get you the compensation you deserve. Do not delay, contact us today if you have sustained injuries or damages on a boat in Ontario.

Develop a Float Plan

Inform a family member or marina staff of your contact information and emergency plan of action. Letting someone know this information along with trip destinations, the warning or help signals to be used, and your boats registration information can be critical in getting you to safety if an emergency occurs. Even the most experienced boaters can sustain injuries or be involved in accidents out on the water. Dye & Russell has the experience to help in your boating accident personal injury case.

Have your tools ready

There are many items that you need to have onboard to ensure everyone is safe while out on the water. Some items and equipment you will need but are not limited to:

  • Life jackets
  • First aid kit
  • Sunscreen
  • Food and water
  • Proper identification, licenses, boat documentation
  • Cellphone and wireless charging bank
  • Electrical tape
  • Emergency flashlight
  • Distress signals
  • Fire extinguisher
  • Extra fuel
  • Emergency paddles
  • Blankets

Wear A Life Jacket

Did you know the Red Cross reported that less than 50% of Canadians always wear their life jackets when boating? Life jackets are crucial in the prevention of accidental drownings and even help in preventing hypothermia when exposed to cold water conditions for too long.

Besides being a legal requirement, another reason to have life jackets on board is for individuals that may not know how to swim or are generally weak swimmers. In the event of an accident where flooding occurs and your boat begins taking on water, the risk of a slip and fall injury increases. Wearing a life jacket can save a life if someone were to slip and fall into the water or experience a head injury.

Exploring the many great lakes and waters that Canada has to offer is exciting but knowing proper boat safety is key in achieving an accident-free summer. There are many opportunities for injury with all of the different types of activities to enjoy in or on the water, knowing who to contact in the wake of an accident will reduce the stress and anxiety related to your injury.

 

If you or a loved one has been involved in an accident, contact the professionals at Dye & Russell today for your FREE Claim Assessment and more helpful resources. Reach us toll free at 1-877-883-6171 or visit us online to speak with a live agent. Your road to recovery is important to us.

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Tips for Safe Winter Driving

Staying safe and following the rules of the road is always important. It becomes even more important during the winter months when roads and driving conditions are less than ideal.

It is during this time that our team at Dye and Russell Personal Injury Lawyers see an increase in vehicle accidents among other seasonal accidents such as a slip and fall.

Contacting a #personalinjury lawyer if you have been involved in an accident is one of the first things you should do. The experts at Dye and Russell have experience working with #vehicleaccident claims and understand your frustrations. We are here to get you what you deserve and make recovery as smooth as possible.

If you plan on driving anywhere this winter, here’s what you should know.

 

  1. Winterize your vehicle. 

 Prepare your vehicle for the Canadian winters by taking the necessary precautions.

  • Change your tires from all-seasons to winter tires.
  • Properly defrost windows and remove any obstructions like ice.
  • Update your car safety-kit with winter items like an ice scraper.

Failing to equip your vehicle with the proper tires or performing regular maintenance could lead to an accident and potentially cause serious #injury. In instances when an accident has occurred reaching out to an experienced personal injury lawyer can help answer many of the questions you will no doubt have.

  1. Keep fluid levels topped up.

In addition to regular maintenance, it is important to keep your fluids (like gas and windshield-washer fluid) topped up. Condensation in the gas tank has the potential to freeze and cause problems and a lack of windshield-washer fluid can limit visibility when driving.

The lack of visibility is a serious risk while driving in winter conditions. It is easy for ice to build up and for a vehicle to spin out of control. Should you find yourself in this situation and an accident you have been involved in has caused injuries, you should contact an expert like the lawyers at Dye and Russell. They work quickly and diligently to ensure you receive the financial and physical compensation you deserve.

  1. Wipe off your vehicle.

Wiping snow off your vehicle reduces the likelihood of snow sliding off and obstructing the view of drivers behind you. Drivers who have been involved in an accident because of the #negligence of another person should speak with a lawyer immediately.

  1. Have a cellphone. 

In the event of an accident, having a cellphone will allow you to connect with help and emergency services (if needed). It also gives you the ability to connect with a personal injury lawyer as soon as possible following the accident. When you fast dial #1000 from your cellphone, you will be connected with our team at Dye and Russell Personal Injury Lawyers. Helping you from the start is part of the Dye and Russell experience.

By no means should a cellphone be used by the individual while driving; drivers should pull off to the side of the road before making a call.

  1. Adjust for the road conditions. 

No matter what tips you follow, adjust your driving to match the road conditions. It is your responsibility to be a safe driver and take the necessary precautions.

 

If you or a loved one has been involved in an accident, contact the experts at Dye and Russell Personal Injury Lawyers. Their team of professionals have years of experience in #personalinjury law and fighting for the compensation you deserve. Call and book your FREE consultation today at 1-877-883-6171 or fast dial #1000 on your cell phone.

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Hit and Run Accident: Why You Should Contact A Lawyer

A hit and run accident is an accident where one of the parties involved leaves the scene of the accident. Often the vehicle that leaves the scene is unidentified and has failed to exchange information with the other driver, however, this is not always the case. There are instances where the other vehicle has been successfully identified whether by someone at the scene or at a later date. Hit and run accidents can also involve pedestrians who have been struck by a vehicle that has then fled the scene.

Leaving the scene of a hit and run accident between vehicles is a criminal offence under the Highway Traffic Act – especially if an individual is injured because of the accident.

These types of accidents can have serious consequences. It becomes harder to determine liability and collect accident details when there is no one at the scene to be held accountable or question. Hiring a skilled personal injury lawyer right away will help ensure victims are fully compensated.

 

Accident Claims
Even if an individual is involved in a hit and run accident that results in injury and the other vehicle cannot be identified, our team of professionals will find you coverage through your own insurance policy. In Ontario, the standard policy of insurance, referred to as OAP 1, contains provisions that allow you to seek recourse through unidentified and/or uninsured conditions of your own insurance policy. An experienced lawyer at Dye and Russell can help explain these legal difficulties & help recover fair compensation for your injuries.
Persons injured as a pedestrian, even while lacking an OAP 1, are still eligible to receive compensation. The Motor Vehicle Accident Claims Fund (MVACF) is a provincial body, set by the Province of Ontario, to assist persons without insurance. It is through this fund that a person can obtain accident benefits. Connecting with a personal injury lawyer is the best way to ensure you receive fair compensation.

 

Working with a Personal Injury Lawyer
When you work with a personal injury lawyer from Dye and Russell, we’ll make sure you have access to certain types of benefits and provide the help you need to navigate the system of insurance. Often times people think because the vehicle or person responsible for the accident cannot be identified, they have no options.
Our lawyers have experience working with big insurance companies and know how to get you maximum coverage. It is our responsibility to help identify the opportunities of recourse available to you. For instance, your own insurance policy. Any dependents, such as a spouse or child, are able to seek legal remedy under that policy.

 

Contacting a Personal Injury Lawyer
An expert lawyer from Dye and Russell can help you navigate the insurance system and help you get the fair and rightful compensation you deserve. They can assist with getting access to additional coverage under your policy and help you understand the legal side of your case.

 

If you or someone you know has been involved in a hit and run accident, call the professional lawyers at Dye and Russell today at 1-877-883-6171.

 

 

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Skye OliverHit and Run Accident: Why You Should Contact A Lawyer
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Water Safety Tips for Toddlers & Children

Teaching your kids to swim & understanding how to be safe around pools or open water is a responsibility every parent takes on. Knowing your toddler or child(ren) can swim can be comforting for parents, but it shouldn’t be your only strategy for keeping them safe.

You teach them to stop & look both ways before crossing the street, not to run out on to the road, to look for cars & where to safely cross the street, yet you wouldn’t leave your toddler or young child unattended playing by the road.

The same goes for pools, open water & even bathtubs. Drownings can occur in as little as 1.5 inches (4 cm) of water.

 

Supervision

A parent or guardian should always be present when toddlers & or young children are near water. They should always know where their child(ren) are & what potential hazards are nearby.

Creating barriers between the child(ren) & the water reduces the ability & likelihood that the child can reach the hazard. Fencing around a pool is a common method used to keep the area inaccessible. Self-latching or locking gates that are also self-closing add additional safety measures. Any gates or barriers should be regularly inspected to ensure they’re functioning properly.

 

Pool Rules

Having established pool rules can help instill the need for safety around the water.

The most common & well-known pool rule of them all is no running around the pool. A slip & fall is more likely to occur on wet surfaces & can result in serious injury.

Cleaning up the pool deck so it’s free from water toys or other pool accessories can minimize a child’s temptation to play in that area. It can also reduce the potential for someone to trip over the objects & fall into the water headfirst.

No adult, no entry. Teach them that entering the pool, lake, pond etc. can only be done once a parent has done so. This will enforce to toddlers & younger children that they shouldn’t be going in the water by themselves & that an adult needs to be with them to be in the water.

Follow through. If you say you’re going to go swimming, make sure you keep that promise. By following through with this promise, the child(ren) won’t feel as strong of a need to go near the water when you aren’t around.

 

Open Water VS Swimming Pool

Swimming at the cottage or in another open body of water is not the same as swimming in a pool at home or recreation centre. A swimming pool is a contained space where the elements can be controlled. Open water brings new hazards that swimmers are faced with. Strong currents, colder water temperatures, greater distances to land or shore, undertows, & even other watercrafts to name a few.

If you or a child has become caught in a river current or fast moving water, the Canadian Red Cross suggests rolling on your back & pointing your feet downstream. This is to avoid hitting any obstacles headfirst. When out of the strongest part of the current, swim straight towards the shore.

 

Lifejackets & Personal Flotation Devices (PFD)

Drowning accidents can be preventable. When worn properly, a Canadian approved standard lifejacket is designed to turn an unconscious person from their front, over to their back so their face up in the water, allowing them to breathe.

When buying a lifejacket for a child there are certain things you want to look for:

  • Canadian approval label containing the chest size or weight it is intended for
  • Large collars will help support a child’s head & give additional protection
  • A strap on the collar to grab on to
  • A secure strap that fastens between the child’s legs, so the device doesn’t slip off
  • Bright colours are more noticeable in the water; red, yellow & orange are preferred options

Having a lifejacket or PFD close by, even within reach, isn’t close enough. The need for adult supervision is always required around water & lifejackets or PFDs aren’t a replacement.

 

If you or someone you know has been involved in an accident your road to recovery is important to us. Fast dial #1000 free from your cell and our experienced team at Dye and Russell will get you the support you need.

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Skye OliverWater Safety Tips for Toddlers & Children
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What You Should Consider When Disputing an Insurance Claim

 

Everyone knows that dealing with the big insurance companies can give you a headache and have you running around in circles with no answers. Policies can be so complex that sadly, insurance companies have often used their inside knowledge to take advantage of insureds through policy loopholes. This can leave insureds at a standstill in regards to their insurance claims and even result in a claim being denied.

Insurance is one of those things that you love to hate but have it anyways. It gives you and your family the protection they will need if something should happen to them or yourself. However, even if you are paying your bill on time each month and never miss a payment, insurance companies will look to find the cheapest way to pay out your claim to save money for themselves, if they pay out at all. This can be the last thing you want to deal with when you’re faced with a loss.

Here are four steps to consider when resolving a dispute with an insurance company.

Gather information

  • Insurance policies aren’t always easily understood by the average person. Ask your agent, broker or insurance representative for clarification about your concern/issue. The rights and responsibilities of all parties are written within the policy (aka contract), however miscommunications can occur.
  • If you have general questions you can contact the IBC Consumer Information Centre (CIC). They can assist with basic questions about policy wording, coverage or how to proceed with a complaint

Get in touch with the insurance companies Complaint Liaison Officer or Ombudsperson

  • Licensed insurers have a complaint resolution process, and someone assigned to enforce this process. This role is regulated by the provincial regulator.
  • If you plan on making a complaint through this channel, be sure to state your complaint clearly, including the expected resolution. Be sure to have all your documentation readily available and take note of all persons you spoke with regarding the complaint as well as what was spoken about. Finally, give the Complaint Liaison Officer or Ombudsperson sufficient time to investigate & respond to your complaint.

Reach out to the GIO (General Insurance OmbudsService)

  • If you’ve gone through your insurers complaint processes and aren’t satisfied you can request a Final Position Letter and contact the GIO. The GIO is an impartial consumer dispute resolution system. It is in place to help you and the insurer resolve disputes about claim-related matters.

Take it to the Federal or Provincial level

  • If your dispute cannot be solved by the GIO, or if the insurance company isn’t a member of the GIO, you can take it a step further by contacting a Financial Consumer Agency of Canada.

Dye & Russell should be your first call if you’re having issues claiming insurance compensation. We have the experience and knowledge of the industry that keep us from being pushed around by policymakers. Let us handle the big insurance companies and take the stress away from you to get you what you deserve.

If you’ve experienced a claim denial or want to dispute a claim, and need legal assistance, call #1000 on your cell phone for free. We will offer you a free claim assessment.

 

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Skye OliverWhat You Should Consider When Disputing an Insurance Claim
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5 Common Liability Claims Faced By Homeowners

Home is supposed to be a safe place, not just for you but anyone that comes on to your property. You try to take care of your lawn & trim trees, shovel snow in the winter and fix uneven floorboards on your deck. Sometimes you’re better than other times.

Even with all that upkeep, there are possible hazards in your home and on your property that could cause (accidental) harm to others. A simple slip & fall could land you a hefty bill if a lawsuit is filed & your home insurance policy doesn’t fully cover you.

These are 5 common liability claims that a homeowners could face.

Dog bites

Did you know that most insurance policies cover damages or injuries that are caused by members of your household? Probably. But did you know that pets are often included in that coverage? Apart from some dog breeds, dogs that are at a lower (perceived) risk of biting are considered members of your household & therefore covered by your policy.

In the home or on the property

Accidents ranging from a guest tripping on a carpet that isn’t properly secured or falling through a broken stair are fair game. Even those door-to-door salespeople who come on to your property without your permission. Neglect on your part to clear a sidewalk or path to your front door could mean you’re left on the hook.

Guests under the influence

Hosting a party at home or an event at another location, the liability you have over your guests remains in place. When alcohol is involved and a person becomes intoxicated, any harm they may cause to another person or to property could be your responsibility. Hiring a bartender can help monitor the amount of alcohol guests are consuming.

Falling trees

The extra weight of snow and ice weigh down small trees and branches makes them prime candidates for snapping off and crashing into whatever’s below. It’s a good idea to trim trees and any overhang in the fall before things freeze.

Domestic workers

It is becoming more common for families to hire help around the home. From nanny’s to maintenance workers each person hired to work on your property increases your liability should that person get injured while at work. Sometimes workers can have workers compensation in the event of lost wages, so it’s important to do your research ahead of time.

If you have been injured, and need legal assistance, call #1000 on your cell phone for free. We will offer you a free claim assessment.

 

 

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A Parent’s Guide to Water Safety

It’s finally here. The time of the year so many people wait for. Summer. Going on boat rides, getting ice cream and of course backyard BBQs are just a few past times many families enjoy during the summer months. Summer also means more people spending their days lounging by the pool, at the beach and by the lake.

Remembering to stay safe around water, especially with children, should always be a priority. Drowning is one of the most common causes of unintentional deaths in Canadian children according to The Canadian Red Cross.

So, before you take your kids to the pool, beach or around open water, make sure you read our guide on staying safe & preventing water related injuries and accidents.

  • Designate a supervisor

Many drownings and water related accidents happen due to a lack of supervision. Having someone keeping an eye on children near any source of water (that means bathtubs too!) allows for quick action should something take a turn for the worst. Keeping all young children and weak or non-swimmers in lifejackets while near water gives the supervisor additional reassurance of their safety.

  • Diving

Diving headfirst into a pool may seem like harmless fun but it can lead to serious injury if you’re not careful. Never dive into a pool, or allow divining to occur, without first knowing exactly how deep the water is. Check your surroundings for signs indicating the depth or ask the pools owner/lifeguard. Be sure to have the conversation with your children about diving in the shallow end, making sure they understand all the pool rules.

  • Open Water

Floating down a river on a hot summer day can be a fan favourite when it comes to summer activities. However, one thing most people don’t consider is how strong the current can be. Simply standing or wading in the water can cause weak or non-swimmers to be swept away quite quickly. Make sure you know what to do if you or a child were to get caught in the current.

 If you have been injured, and need legal assistance, call #1000 on your cell phone for free. We will offer you a free claim assessment.

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Skye OliverA Parent’s Guide to Water Safety
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Spring in to Cycling Season

One of the more popular past times when the weather starts to get nicer is cycling. Now that Spring has finally sprung, you can expect to see an increase in the number of people spending time outdoors. Cycling is a great way to stay healthy, remain active and can be enjoyed by the whole family.

Among all the benefits cycling has to offer, there are also a number of risks. Here are our tips on how to stay safe as you kick off this cycle season.

Check your bike

Its been a while since your bike has seen the outdoors. Make sure you give it a once over before you take it out for the first ride of the season. Check for things such as tire pressure and whether the tire spokes are secure and undamaged. Do your brakes work? What about the chain, has it rusted? Determine what, if any, issues you have and what your next step is. Can you fix it yourself, or do you need to call a repair shop? If you’re unsure, bring it in to a bike shop just in case.

Safety equipment

Hitting the road again after a long winter can be a bit nerve wracking. Taking things slow and following the proper steps to being safe on the road can help prevent injury later. We can argue that a helmet is the most important piece of equipment for a cyclist. It can help prevent against concussions and even brain injury. Other preventative safety measures can include adding reflectors and lights to your bike and wearing bright clothes. Keeping yourself visible is the key.

Hit the Road

At last, the time has finally come. Your bike has been through its version of spring cleaning and you’re ready to go. Make sure you check both ways before you cross the street, brush up on your hand signals, and be careful around areas that can become slippery and dangerous when wet (e.g., wood, painted brick).

 

Even if you and your children are practicing safe cycling, sometimes you can still be injured by others. If you or someone you love has been injured by another party’s negligence while cycling we can help with their recovery journey.

Fast dial #1000 free from your cell and we’ll get you the support you need.

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Skye OliverSpring in to Cycling Season
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Summer BBQ safety tips

There are few things that go better with a summer evening than a cold beverage and barbecue.  But barbecues can cause serious injury if they aren’t used properly. To help keep your summer full of delicious barbecue, as well as safe for you and your loved ones, here are some tips from The Government of Canada:

  1. Do a safety check

Before you start barbecuing it’s important to do a safety check of your grill—especially if it hasn’t been sitting unused for a long period of time. Look for blocked burners, damaged seals and leaks in the hoses or fittings. To check for leaks in the hose or fittings coat the hose and fittings with a soapy water solution. If bubbles form and grow that’s a sign of a leak.

Also, make sure your grill is clean. Cleaning excess grease or fat build-up on your barbeque can remove a source of fuel for dangerous flare-ups and help keep you safe.

  1. Make sure it’s in a safe location

How you position your grill can prevent a fire from happening. Barbeques should be used outdoors (not indoors or under overhangs, enclosures, etc.) in a well-ventilated area and be at least three meters away from any building on an even surface. Also, keep an eye out for other items nearby that could catch fire, like umbrellas or hanging baskets.

  1. Turn on with caution

Before you even think about grilling it’s important that you have read the instructions that came with from the barbecue’s manufacturer to get to know your grill and how to operate it properly.

While going about lighting your barbeque never have the lid closed or lean over the barbeque. If you’re using a gas-powered grill and it doesn’t light right away turn off the gas valve and wait for the gas to go away before re-lighting.

  1. Have the proper tools handy

Preventing an injury can only happen if you’re ready. Make sure you prevent burns by cooking with long-handled utensils and heat-resistant mitts. Have a spray water-bottle handy to help manage flare-ups and a fire extinguisher close in case of a fire.

Also, be very careful while using metal-bristled barbeque brushes. The bristles can come loose, stick to your grill and eventually end up in your food—which can result in serious digestive injuries. Inspect your brush and your grill carefully for loose bristles, throw away brushes when you notice bristles becoming loose, replace brushes often and consider buying non-metal barbeque brushes.

  1. Pay attention

While you’re barbequing never leave the grill unattended and be aware of how much food you are loading onto it. If a fire starts they spread quickly, so your grill needs constant attention. Also, over-loading your grill (especially with fatty meat) can cause an excess of oil or grease and create large flare-ups.

If you have been injured, and need legal assistance, call #1000 on your cell phone for free. We will offer you a free claim assessment.

 

 

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